Senior Credit Risk Analyst
Cargill’s size and scale allows us to make a positive impact in the world. Our purpose is to nourish the world in a safe, responsible and sustainable way.
We are a family company providing food, ingredients, agricultural solutions and industrial products that are vital for living. We connect farmers with markets so they can prosper. We connect customers with ingredients so they can make meals people love. And we connect families with daily essentials — from eggs to edible oils, salt to skincare, feed to alternative fuel. Our 160,000 colleagues, operating in 70 countries, make essential products that touch billions of lives each day. Join us and reach your higher purpose at Cargill.
Job Purpose and Impact
The Senior Credit Risk Analyst monitor credit risk for corporates, banks, farmers and sovereigns for the trade and capital market business in the region by developing a holistic view of risks on counterparties and products as well as focused and timely execution. In this role, you will provide both business and fiduciary insights into the business risks for the trade and capital markets in the region. #LI-AM4 #LI-Hybrid
Key Accountabilities
Conduct financial statement analysis of counterparties including cashflow forecasting, ensuring high quality and unbiased credit reviews, assigning ratings through qualitative and quantitative analysis and provide clearly argued conclusions and limit recommendations.
Ability to cover various industries and geographies as well as willingness to acquire necessary industry insights and knowledge independently.
Monitor counterparties and anticipate the potential impact of market events on business the environment for specific counterparties or portfolios.
Partner with origination to ensure high quality of due diligence on counterparties, provide feedback on potential business opportunities and respond to queries from internal stakeholders.
Partner with structuring to develop a deep understanding of trade and capital markets structures and provide objective risk related inputs on products as well as recommend opportunities for risk mitigation and loss prevention.
Maintain close communication with transaction management to ensure adequate implementation of risk mitigation and ensure accurate reporting of exposures within approved limits.
Communicate with external counterparties including trade and capital markets clients, participation in ad-hoc projects and actively look for ideas to improve existing processes and methodologies.
You will work under minimal supervision and independently handle complex issues while referring only the most complex issues to higher-level staff.
Other duties as assigned.
Qualifications
- Bachelor's degree in a related field or equivalent experience, master's degree is as plus
- Senior experience including in the high yield space in the financial services industry with international exposure
- Mandatory Advanced English Skills
- Bank / Sovereign Analysis experience
- Project Finance experience
- Workout / Management of problem exposures experience
- Demonstrate strong analytical and critical thinking skills
- Ability to travel
At Cargill, everyone matters and everyone counts. Cargill is committed to creating and sustaining an inclusive and diverse work environment where all employees are treated with dignity and respect. As such and in alignment with our Guiding Principles, Cargill's long-standing equal employment opportunity policy prohibits discrimination and harassment against any employee or applicant based on race, ethnicity, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, age, disability, pregnancy, genetic information, marital status, family status, citizenship status, veteran status, military status, union affiliation, or any other status protected by law. Cargill also complies with all applicable national and local laws and regulations pertaining to non-discrimination and employment.
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